HDFC is a prominent banking sector that keeps on introducing new financial products into the market. It aims to help people seek financial assistance as per their requirements at any point in time. You can find a various financial products of the bank that has been leading in the competition. However, the HDFC Credit Card remains at the top. As they are the far quickest way that could help out customers. The HDFC Regalia Credit Card is one of the credit cards that came into the list. Furthermore, it comes with end number of benefits like lounge access, fuel surcharge, rewards, cashback, and many more. Keep reading to know more about the Top reasons why you should purchase the HDFC Regalia Credit Card?
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What are the benefits of purchasing an HDFC Regalia Credit Card?
HDFC Regalia Credit Card is leading the market due to its top-ranking features and benefits. The credit card offers ease of use and so far the exclusive features of its making it one of the best credit cards in India. If you are a frequent traveler then this credit card is what you are looking for. The card comes with 12 domestic airport lounge access and 6 international lounge visits. However, these traveling benefits make it the perfect credit card for travelers. In addition, it offers rewards to customers for their shopping. Therefore, you can earn up to 150 rewards points for using the card for retail, Insurance, Utilities, and Education. Additionally, with an annual spend of INR 5 lakhs you can win up to 10,000 reward points. Further, with an annual spend of INR 8 lakhs, you can win up to 5000 reward points. However, you can use those reward points to redeem them against a variety of products.
We all enjoy dining out with friends and family. It did, however, come at a high cost. Nonetheless, the craze for dining out sustains. As a result, if you enjoy dining out, the Regalia Credit Card has fantastic dining benefits for you. You can get a guaranteed 25% discount at over 2000 premium restaurants. With that, you will also get 1+1 on the buffet at 200+ restaurants. In addition, while dining out you can enjoy 5% off and zero convenience fee. Moving forward, the credit card is equipped with milestone benefits. Therefore, you can win 10,000 bonus reward points for spending INR 5 lakhs in an anniversary year. Furthermore, for spending INR 8 lakhs you will get 5000 reward points as a bonus.
There are a number of cases reported here the crest card has been lost. Further, the credit card has been misused by fraudsters. However, today most credit card comes with zero lost card liability coverage. It helps the customers to report the bank in case of any such loss. Therefore, if your credit card is lost or stolen you need to report the bank. As per the feature you wouldn’t be held liable for any loss. However, report the bank as soon as possible after such an incident. Besides that, the card comprises of 1% fuel surcharge waiver. Hence, if you use your own vehicle on a daily basis then you can take advantage of it.
Conclusion
The Regalia is a premium credit card that has a joining fee of INR 2500. Further, the annual charges were waived off with annual spending of INR 3 lakhs in the previous year. In addition, the credit card has a welcome bonus of 2500 reward points. You can avail of them after purchasing the credit card. Both salaried and self-employed within the age group of 21 to 65 are eligible for the card.
