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Top Reasons Why You Should Buy an Insurance Policy for Your Two-Wheeler

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When you buy a bike, it’s a veritably instigative moment filled with responsibilities. If you’re a proud owner of a two-wheeler, you probably understand how important it is to take care of it properly. And, to take care of your machine, you’ll need to buy a 2-wheeler insurance policy. Two-wheelers are particularly susceptible to damage in a variety of ways. By taking out an Acko two-wheeler insurance, you can reduce the risk of accident charges, and get reimbursed at the right time.

Buying two wheeler insurance policy is a responsible step that can help protect you and your vehicle in the event of an accident. By choosing the right type of coverage and determining your budget, you can find the policy that’s right for you. To find the right policy, you’ll need to take several factors into account, including your budget, the type of vehicle you own, and the location of your residence. Once you’ve determined all of these things, it’s easy to find the right policy.

It’s important to choose the right type of 2-wheeler insurance for your bike. Damages can in any form including theft, collision, and natural disasters such as floods and earthquakes.

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There are many reasons why you should buy 2-wheeler insurance. Here are four of the top main reasons:

  1. A Two-Wheeler Insurance Policy Protects You and Your Bike from Damage or Loss.
  2. A Two-Wheeler Insurance Policy Can Help You File a Claim If Something Goes Wrong.
  3. A Good Two-Wheeler Insurance Policy Comes with Lots of Benefits, Including Coverage for Theft, Collision, and Many Other Types of Claims
  4. Having a Well-Built Liability Protection Will Keep You Safe While Riding Your Bike Around town or on Roadways.

It is equally important to choose the right insurance provider. Acko provides the best reliable service in the market when it comes to any type of insurance. The key benefits of Acko two wheeler insurance are comprehensive two-wheeler insurance, third-party insurance, and personal accident cover for the owner-driver.

 Acko two-wheeler insurance offers two types of coverage plans with additional add-ons. 

  1. Third-party bike insurance
  2. Comprehensive bike insurance

1. Third-party bike insurance:

As per Indian Motor vehicles Act, 1988, Third-party bike insurance is a basic and mandatory policy that every vehicle should avail of. If not, the owner has to pay the penalty if he/she is supposed to drive without the insurance policy. Based on the CC the insurance premium amount will differ. The basic amount ranges from Rs.538 per month to Rs. 2804 per month for 75 cc bikes to above 350 cc bikes. Third-party liability coverage will help you get reimbursed for any damage caused by someone else but it doesn’t cover your damages which is a notable drawback of this scheme. So, get your 2-wheeler insurance today.

2. Comprehensive bike insurance:

Comprehensive coverage will cover everything from theft to collisions. The basic comprehensive coverage starts from Rs. 761 for up to 75 cc bikes. Here are the few benefits of the Acko two-wheeler insurance Comprehensive coverage plan.

  • Cover Against Weather disasters: 

One space of third-party insurance is that it only covers the damages sustained by any third party involved in an accident or collision with you. It would not cover you in situations where a third party isn’t involved, similar to a rainfall disaster or natural disaster. This could be a flood tide, earthquake, or any other natural disaster. When it comes to comprehensive insurance, you’re covered in case of damage sustained by natural disasters.

  • Cover Against Man-Made Acts:

Likewise, you would be covered against man-made acts of damage to your vehicles, similar to theft or burglary. In similar situations, third-party content would not cover you and therefore comprehensive insurance is largely recommended. It would help you redeem a considerable amount of the financial losses if you’re ever in an unfortunate situation similar to theft.

  • Includes Third Party Insurance:

Comprehensive 2-wheeler insurance is a combination of third-party insurance and own damage insurance, and therefore it has all the benefits of third-party insurance. It’ll take care of any arrears you acquire if you’re in an accident with a third party, for illustration damage to their vehicle or medical bills for the third party. therefore, there’s no reason not to utilize comprehensive bike insurance as it would cover you in all the cases that third-party insurance would.

Apart from all these benefits Acko two-wheeler insurance provides add-on packages as an extra layer of financial protection. It includes zero depreciation cover, outstation emergency cover, engine protection covers, and consumables cover.

If you are thinking of getting 2-wheeler insurance then Acko is the best choice one could think of for its reliable services and premium policies.

You can get the Acko two-wheeler insurance in just a few steps from the Bajaj Finserv website online. The entire process is hassle-free and there is a guarantee for instant and convenient claim options along with no claim bonus and affordable premiums.

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