Quicken is a multifaceted personal software solution with a range of different packages, but each package has something unique to offer to individuals and businesses. Quicken defaults to a one-line register, but you can switch it to two by pressing Ctrl-2. Quicken has a tool that helps you identify deductions you may be able to claim from the current year. Click the Planning tab, then Tax Center, to see what the app has already found in terms of tax-related transactions. You can answer some Yes or No questions to see if you’re likely to be eligible for specific deductions.
- Then customize them with tags, flags & more to easily track & manage your spending.
- The company uses state-of-the-art bank-level security to keep your data safe.
- The Simplifi app is available for both iOS (4.2 stars) and Android (4.5 stars).
- If you want to automate your savings and investments, Oportun may be a solid choice.
- A series of colorful charts let you see at a glance what your top spending categories are, how you’re doing on your savings goals, and what’s happening with your Watchlists.
- By planning ahead for large (and even unexpected) expenses in life, you’ll have the money you need no matter what comes up — without resorting to expensive credit cards and personal loans.
Bank-grade security
Using a budgeting app is one way to create and stick to a budget. Kate’s work has appeared in outlets like Business Insider, Financial Planning magazine, MagnifyMoney, Credit Karma, and Simple Money magazine. She received her Certificate in Financial Planning from Belmont University. Some apps let you go beyond just tracking income and expenses by helping you build a strategy for future spending and saving. This might include ways to increase income, cut unnecessary expenses and avoid going into heavy debt. Our team of experts analyzed hundreds of data points and then used data-driven methodology and thorough fact-checking to determine the best budgeting apps.
Key features of top budgeting apps
Budgeting is essential if you’re serious about reaching your financial goals, and Quicken provides everything you need to take absolute control of your money. While you will have to pay for this personal finance tool, the features may be worth it. If you want to do some deep digging into your finances, you should explore them.
Creating a Budget in Quicken for Windows
The same information from your categorized transactions shows up in your Spending Watchlists, where you can see your year-to-date total and monthly average. The app makes it easy to log in, quickly find what you need, and get on with your day. It’s easy to see your account balances, net worth, the current status of your budget (called Spending Plan and Watchlists), quicken bookkeeping recent spending, and upcoming bills—including subscriptions. Quicken Simplifi is one of the best apps for managing your money, with excellent tools for planned spending, transaction management, reports, and mobile access. Monarch Money may be worthwhile if you are looking for a budgeting app that helps you save for financial goals and create a budget.
Quicken Simplifi Review
- Budgeting apps with a higher overall rating relative to their number of reviews ranked higher on our list, as did those that are completely free.
- In practice, you might find subscriptions you aren’t using anymore.
- Quicken has made the material on this blog available for informational purposes only.
- When you create a budget in Quicken, you can decide how much you want Quicken to assist you in selecting categories and amounts.
- Quicken includes a whole suite of tools that help you plan financially, with budgeting features being the key ones.
- You can use a budget to track your income and expenses each month.
We found Fudget to be the best choice for those who crave simplicity in a budgeting app. It lacks many features found in competitor apps, but its barebones approach may appeal to users who find other tools too complex or cluttered. When Mint shut down in 2024, parts of it were absorbed by Intuit Credit Karma. You can link accounts from thousands of U.S. financial institutions to track your net worth.
Look at Quicken’s Categories
If you can answer “yes” to each of these questions, Quicken is likely going to be worth the cost. Fortunately, new customers are eligible for a discount the first year, which is a great way to test the service and see if it will meet your budgeting needs. Even if you aren’t switching from Mint, new customers can often find promotions for a discount on the first year of service. Mobile app users will enjoy Simplifi by Quicken, and existing Mint users can try Simplifi for free for a year. However, most customers find the best deal with Quicken Deluxe, which costs $30 for the first year.
It’s also good for those with simple financial situations or who are tracking expenses for a specific goal or spending category, like house renovations. Fudget’s simplicity is both its greatest strength and its biggest weakness. You can’t sync accounts, automate expense tracking or track your net worth.
How to Create a Simple Personal Budget That Works (With Templates)
The company uses state-of-the-art bank-level security to keep your data safe. They don’t store your financial logins, and the company uses two-factor authentication and data-encrypted databases. PocketGuard makes our list because the app helps curb overspending. The company uses an algorithm to track your income, expenses, and savings goals to tell you how much you can spend every day. These spending limits make it easier to quit overspending and take control of your financial goals. After signing up, you create your first budget and assign every dollar a purpose, such as your rent or car payment.
For most people, we recommend replacing Mint with Simplifi, Quicken Classic, RocketMoney, or NerdWallet. The first three cost a few dollars a month, whereas NerdWallet is the best free alternative to Mint, though you can’t currently make a custom budget with it. If you’ve narrowed down your options to Simplifi or Quicken, read our comparison to help you decide which one is right for you.