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Highlights:

• Getting e would not affect their credit reports, credit history or fico scores
• One wife or husband’s poor credit wouldn’t change the almost every other partner — if you do not as you sign up for that loan otherwise discover a shared membership
• Married people need not apply for borrowing from the bank together

Marriage form combining their life and may suggest consolidating your money. However, there are some misconceptions regarding the tying the knot and just how it could impression credit history and credit ratings or otherwise not.

“Nobody said that talking about borrowing patterns, credit debt, costs, old-age membership, and deals try close. But it is essential,” told you Zehra Mehdi-Barlas, movie director out of publicity to possess Worldwide User Selection at Equifax.